Published on: February 27, 2024
Knowing when will disability be deposited for March 2024 and subsequent months is an essential consideration when managing household expenses while disabled. Fortunately, the Social Security Administration has established payment schedules that are relatively easy to figure out and follow.
The first thing you need to know to determine the schedule for your disability benefits is the program you receive them through. This is essential because Supplemental Security Income recipients have a different payment schedule than people receiving Social Security Disability Insurance.
Just to complicate things a little, there is another schedule for folks receiving SSI and SSDI benefits simultaneously. If that seems confusing, don’t worry because the disability advocates at Disability Experts of Florida can explain it.
The Payment Schedule For SSDI Benefits
The Social Security Administration processes payments for SSDI benefits on the second, third, and fourth Wednesday of each month. Your payment is processed according to the day of the month you were born as follows:
- If you were born on the first through the 10th day of a month, your SSDI benefits are processed on the second Wednesday of every month.
- If your day of birth is on the 11th through the 20th day of the month, your benefit check is processed on the third Wednesday of every month.
- Those of you born on the 21st through 31st of a month have your benefit payments processed on the fourth Wednesday of each month.
An exception to the payment schedule occurs when the date for processing your monthly payment is a federal holiday. When that happens, Social Security processes your payment the weekday before the usual payment date. For example, if Christmas Day falls on a Wednesday when your payment would typically be processed, the payment would occur one day earlier.
Finally, another exception to the Wednesday payment schedule applies if you simultaneously qualify for SSDI and SSI benefits. If you do, throw away the Wednesday payment schedule and expect to receive your SSDI benefits on the third day of each month, regardless of the day of the month you were born.
If your SSDI benefits are processed on the third of each month, there is one more exception. Federal holiday rules still apply, as previously explained. When the third of a month is on a Saturday or Sunday, your benefit payment will be processed on the Friday before the weekend.
To answer the question of when to expect SSDI disability checks to be deposited for April 2024 and March 2024, the answer is that it depends. It depends on what day of the month you were born and whether you also receive SSI benefits.
The Payment Schedule For SSI Payments
Like SSDI benefits, SSI payments are processed monthly, but that is where the similarities come to an end. If the only SSD benefits you receive come through the SSI program, the benefit payments are processed on the first of each month. It’s that simple.
If you receive SSI and SSDI benefits at the same time, you continue to get the SSI payment on the first of each month. The holiday and weekend rules also apply to SSI benefits.
Payments scheduled for a weekend are processed and deposited to your bank account or Direct Deposit Debit card on the Friday immediately before the weekend. Payments scheduled for a federal holiday are processed on the weekday before the holiday.
In case you’re wondering, the Social Security Administration did away with paper checks for SSD benefits. Direct deposit to a designated bank account or to a Direct Deposit Debit card replaced check payments. Social Security gives you the option of choosing one of the two direct deposit methods.
What Should You Do If You Do Not Receive A Monthly Payment?
A common reason for a delay in receiving your monthly disability payment is your bank. Some banks may take a day or two before payments appear in your account. It’s a bank policy rather than an issue with Social Security, so contact your bank.
Another reason that may cause a delay is changing accounts at the same bank or changing banks without notifying the Social Security Administration. The burden is on you to notify the Social Security when you change banks or close an account and open a new one at the same bank. If you don’t, your payment may be delayed.
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