While not as robust as SSDI, SSI provides a vital support for many Americans in need of a stable source of income. However, there are many rules governing SSI which can complicate whether a person can qualify for SSI, and how much they can receive in SSI payments.
One major factor that can affect your SSI payments is your current living arrangement.
You can receive your full SSI payment under the following living arrangements:
Situations where your living arrangements may cause your benefits to be reduced include:
Basically, if your living arrangement has someone else paying for a significant portion of your living expenses, then your SSI benefit will be reduced by up to a third.
If you’re considering changing your living arrangements, such as moving in with a relative or friend, carefully measure the benefits of this arrangement against the impact to your income.
Also, if you do start living with a friend or relative, and are contributing to the household expenses, be sure to carefully document your contributions. Having a record of a paid bill can help prevent a reduction in your SSI payments.
Since SSI benefits are based on income rather than permanent living arrangements, homeless SSI recipients can typically receive their full payment amount despite unstable living conditions. For those living in public shelter situations, full SSI benefit payments can continue for up to 6 out of any 9 months spent living there. If you are currently homeless, you can ensure your full benefits continue by having benefits deposited directly, sent to a representative payee, directed through a Direct Express debit card or sent to a third party.
Despite the ways your current living arrangement can affect your SSI benefit amount, there are steps you can take to make sure you receive your maximum benefits. One of these crucial steps is contacting a SSI expert in your area, who can help you outline your options and structure your living arrangements in the most advantageous manner possible for your personal situation.
We here at Disability Experts of Florida hope that this blog helps answer some of your questions. For more help and advice, be sure to contact us as soon as possible!