Do Disability Payments end when Social Security Payments Begin?

Published on: November 23, 2015

Social Security Disability Benefits

The Social Security Administration offers a disability program that gives those considered to be disabled under the federal guidelines a monthly check. Those that qualify for this program are given a monthly check that is determined by two things. The first thing they consider is whether or not the person has ever worked and how long they worked. The second consideration is how much money they paid into Social Security when/if they were working. 

How it Works

You will receive an Award Certificate in the mail a couple of months before your benefits are going to begin. The letter will state that you have been approved and what date you can expect your first check.

Once you reach full retirement age, your SSDI check stops and your retirement benefits begin. This change is entirely computerized and is pretty much a switch from one Trust Fund to another. You do not get more in benefits because you're technically getting SSDI benefits before your retirement. So, there is a transition period but most people do not notice the difference because the amount does not change.

It may sound confusing and it is because there are really no clear cut answers. So, maybe an easier way to explain it would be that if you remain disabled until you reach retirement age, you will have SSDI benefits. Once you retire, your SSDI benefits will stop and your Social Security Retirement payments will start with no change in the amount paid to you.  

To receive assistance understanding how this process works, contact Disability Experts of Florida. We can easily explain to you how the process works and can assist you should you need help with anything.

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